Muressaccounts Co / Small Business Advice
I remember the moment a client looked up from their laptop and asked, “Lea, when should I stop being a sole trader and become an LTD?” It’s one of those questions I hear weekly. There isn’t a...
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Late supplier payments are more than an administrative headache — they can strain relationships, trigger late fees and, importantly, damage your business credit score. Over the past decade helping...
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I often see small business owners tell me they want to reinvest profits for growth, but then get nervous when payroll, VAT or unexpected bills arrive. Setting up a simple retained earnings policy is...
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Managing cash is the single most common headache I see in UK micro‑businesses and growing SMEs. One little lever that can make a big difference is smarter use of vendor payment windows combined...
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I’m going to walk you through a practical, no‑nonsense approach to negotiating supplier credit terms when cashflow is tight. I’ve helped many small business owners in the UK do this —...
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I’ve watched padel grow from a niche pastime into one of the fastest‑rising racket sports across Europe and the UK, and one question I keep seeing from small business owners, club managers and...
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I’ve helped dozens of small business owners prepare for lending conversations, and one thing becomes clear fast: lenders don’t approve loans based on hope or good intentions. They read your...
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