How to build a 12-month cashflow buffer when your income is seasonal
Seasonal income can feel like riding a rollercoaster: big highs, long quiet periods and the constant worry that one slow month will sink you. Over the years working with UK micro‑businesses and sole traders, I’ve helped many owners turn that rollercoaster into something far less stressful by deliberately building a 12‑month cashflow buffer. In this post I’ll walk you through a practical, step‑by‑step plan you can start today — with...